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Lender notice sounds like phishing scam
21.12.2008 02:01
Dear Dr. Don, I was notified by Chase, or someone posing as Chase, that unless I replied and objected, my credit card account would be closed within 60 days due to two years of inactivity.
Secured cards allow periodic deposits
06.10.2008 02:01
Dear Dr. Don, I am interested in applying for a secured credit card to rebuild my credit history. Are there any secured credit cards that will allow me to deposit money periodically to build the credit limit, as opposed to a one-time deposit amount? - advertisement - In other words, if I deposit $1,000, can I later increase my credit limit by adding to the deposit? -- Tony Tempering Dear Tony, A secured credit card is a good way to rebuild your credit history.
 
Credit card during bankruptcy is high risk
Dear Bankruptcy Adviser, Can I keep one credit card for emergency use without listing in my creditors for bankruptcy? -- Charles - advertisement - Dear Charles, This is a question I have been asked by literally hundreds of clients.
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Dear Dr. Don, I applied for a Blue card from American Express. I was looking to do a balance transfer from my Chase credit card, which had a high annual percentage rate. The credit card was approved but the balance transfer was not.

Dear Dr. Don, I recently was married. I don't have any credit cards but I do have a Visa debit card attached to my checking account. I guess it's time to get a credit card but I have no credit score.

Dear Dr. Don, How do I report a credit card company that regularly sends me my bills after my due date and then charges me late fees? Please help -- their late fees are more than my monthly payment.

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